If you're experiencing a slow startup time with Moneydance and using Sophos Antivirus software, then Sophos may be scanning Moneydance each time it's opened, which can slow its startup time dramatically. To rectify this, put Moneydance in Sophos's antivirus exclude list and your launch times should speed up. You may need to reboot your computer after adding Moneydance to Sophos' exclusion list to see the results in your startup time.
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